Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

Average yields for certificates of deposit with 36-month terms are down 10 basis points over the past year to just 1.34% APY, according to the latest government data. Looking ahead, however, more cuts ...

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A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a maturity period. CDs, depending on the yield, typically offer better yields ...

Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. mheim3011 / Getty Images Short-term CDs continue to deliver some of the strongest ...

CD shoppers had a pretty sweet ride over the past two years. Now, that era's coming to a close. As of fall 2025, the Fed has already trimmed rates, and experts expect more cuts through 2026. Naturally ...