Bankrate's home insurance affordability ranking: Extreme weather and poor credit are affordability barriers The national average cost of home insurance is $2,470 per year, or $206 per month. Highest ...

The national average cost of home insurance is up 9% compared to two years ago, according to Bankrate. The state with the highest average home insurance cost is Louisiana. California saw the fastest ...

With an average annual premium of $6,274, Louisiana homeowners have the highest true cost of home insurance at 10.78 percent of household income. Based on a median annual income of $77,719, the ...